Making Dental Care Accessible for Every Family
Insurance and financing are often the biggest barriers standing between a child and the dental care they need, and Fox Pediatric Dentistry works to remove that barrier wherever possible. Every child deserves to be seen for treatment regardless of what insurance plan their family carries or whether they have coverage at all. To make that possible, the Elgin practice stays in-network with a wide range of insurance providers, offers third-party financing, and provides a Membership Plan for families without dental insurance.
Our team is also available to talk through your specific situation before your child’s appointment, so you have a clear picture of coverage and cost ahead of time rather than being caught off guard at checkout.
Insurance Plans We Accept
Fox Pediatric Dentistry is in-network with the following insurance providers, which allows most families to use their existing coverage without added hassle. Being in-network means we can bill your insurance company directly on your behalf and apply your negotiated benefit rates, which typically keeps out-of-pocket costs lower and more predictable.
If you do not see your provider listed, reach out to our team to confirm your specific plan details before your visit. In many cases, we can still work with your plan even if it falls outside this list, so it is always worth a quick call before assuming your coverage will not apply.
What Happens if We Are Out of Network With Your Plan
For any insurance plan outside the list above, our office is happy to submit claims to your provider on your behalf, so you are not left navigating the paperwork alone. Any portion of treatment not covered by your dental insurance is due at the time of service, and our team will always let you know that amount ahead of your appointment whenever possible.
For families without dental insurance, the office offers other ways to help manage the cost of care, so a lack of coverage does not mean a lack of options. We would rather talk through a plan that works for your family than have cost stand between your child and the care they need.
Financing Options for Dental Treatment
When financing is needed, Fox Pediatric Dentistry offers payment options designed to make dental treatment more manageable for your family’s budget. This can be especially helpful for larger treatment plans or procedures that fall outside what insurance typically covers in full. Our team can walk you through what is available and help you choose an option that fits your child’s treatment plan and your household’s needs, so cost concerns do not stand in the way of necessary care. We are always happy to answer questions about how financing works before you commit to a plan.
Membership Plan for Families Without Insurance
If your family does not carry dental insurance, our Membership Plan offers an alternative way to access necessary care at a more manageable cost, including discounts on treatment and in-house financing options. It is designed specifically for families who want predictable, straightforward pricing without the complexity of a traditional insurance plan. Visit our Membership Plan page for full plan details, benefits, and terms.
See Membership Details